Thanks to the Affordable Care Act, access to health insurance is easier than ever before in our country's history. Every single one of us should have health care (and are legally required to do so). There are a lot of "shoulds" in this world, and it is important to let go of some of them. Having health insurance is not a "should" to let fall by the wayside, and no one knows this truth more than an uninsured person looking at a bill from the emergency room.

Did you know that your medical bills are (somewhat) negotiable? This is not to say that you get to decide how much you want to pay. However, with a bit of preparation and knowledge, you can ensure that you are not being overcharged for your visit.